• Belau Medical Clinic
  • Family Surgical Clinic
  • MH Dental Clinic
  • Torsten Schaudt Physiotherapy
  • Palau Adventist Medical Clinic
  • Pacific Family Medical Clinic
  • Pacific Family Eye Clinic
  • Optic Vision Optical Clinic
  • Pacifika Medical Pharmacy

The following clinics are currently accepting MSA as a payment option.

Maximum allowable MSA charge for Prescription Drugs at a private clinic:

Outpatient Services at Participating 

Private Clinics 

• MSA Contributions

• MSA Usage

• Outpatient Services at BNH & MOH Dispensaries

→ Participating Clinics

How you determine your out of pocket cost is based on two factors. One, if a service or medication at a private clinic cost more than the same service of medication offered at the Belau National Hospital, and then you shall be responsible for the difference. If a medication in the category OTC is purchased at a private clinic at a cost of $20 but would cost $8 according to the schedule above, then only $8 can be used from your MSA and the remaining $15 shall be charged out of pocket. Second, if you have enough funds in your MSA account then you are subject to out of pocket charges. However, if there is not enough funds in your MSA account then you shall be subject to out of pocket charges.

This arrangement does not affect patients with private health insurance. If you have private health insurance and your bill is discounted to a minimal copayment then you may use your MSA to pay for the copayment.