People Say

REPUBLIC OF PALAU HEALTHCARE FUND

Providing all residents of Palau better access and choice of health care services

What is HealthCare Fund (HCF)?

HealthCare Fund (HCF) is Palau's first national healthcare financing program. It consists of two components:  individuals Medical Savings Account (MSA) and a pooled universal social health insurance fund commonly known as National Health Insurance (NHI). These components are funded through mandatory contributions on earned income and collected in the same manner as contributions to the Social Security Trust Fund.